CVG Finance
We Specialise in Commercial Finance
The team at CVG Finance has a great relationship with the Banks and other lenders, as a result they can find the credit policy niche that will best benefit you.
Commercial
Business Loans
A business loan is for any purpose relating to your business. This could include financing your operations, expanding your business or investing in new equipment or technology. The loan structure could possibly be a term loan, an overdraft or other loan structure. Whether your business is large or small, CVG Finance can find the best solution for you.
Commercial
Commercial Loans
Commercial loans are typically larger loans that are used to fund major capital expenditures such as a commercial premises. CVG finance ensures that we source a financial provider that will grow with you so that you do not grow out of them.
Commercial
Property Development
A property development loan is typically required for building a commercial property or multiple residential units for resale. It is usually possible to capitalise the cost of interest in the loan. Success lies is in the planning stage, and we have helped many clients plan and fund successful property developments.
Why Us
With over 70 years of combined experience in the finance industry, we are committed to delivering exceptional client service by guiding our clients seamlessly through the loan application process from start to finish.
Commercial
Self Managed Super Fund Loans
A self-managed super fund (SMSF) loan is a loan that allows an SMSF to invest in commercial or residential property. SMSF loans have strict requirements and are subject to superannuation law. We ensure that you have discussed all the relevant issues with your financial planner prior to commencing the finance stage.
Commercial
Asset and Equipment Finance (Cars etc.)
Asset finance is an umbrella term for business loans or lease products used to finance various business assets. This can include company vehicles, fleets, heavy vehicles and all sorts of business equipment, plant, machinery and even office fit-outs. The team at CVG finance can obtain a fast and no fuss approval for most asset finance transactions.
Commercial
Debtor Finance
Debtor finance enables businesses to release funds that are tied up in unpaid invoices. It can be a very useful option to finance short-term working capital needs. The benefits of debtor finance are:
- The facility limit can grow as sales increase to assist long term growth.
- It does not require property as security.
- It fills cashflow timing requirements without the need for a large overdraft.
- It can help directors have security equality.
- It may be more accessible for a new and growing company.
- CVG Finance can find the best Debtor finance solution that can be tailored to your businesses’ debtors and cash flow requirements.
Commercial
Strategic Restructuring
Strategic restructuring could involve one or all of the following:
- Refinancing loans to get a better rate.
- Matching the loan term to better reflect the asset.
- Structuring the repayments to better match cashflow.
- Fixing or capping the rate to help with forward planning.
- Separating personal and business lending from the one financial institution.
- Moving to a Business Bank that provides a better relationship and will suit a client’s future requirements.
- Specialised finance for purposes that are not preferred by the major banks.
- Unlocking equity for future growth or investment opportunities
CVG Finance
Ready to get started?
Contact our expert team today for a free consultation and personalised loan options