Find the Right Loan for Your Dream Home or Investment Property
Home & Investment Loans Tailored to Your Needs
Home loans are generally for a principal place of residence, while investment loans are for a residential investment property. Home loans typically have lower interest rates than residential investment loans. However, with access to a large pool of lenders, CVG Finance can help you find the best value option for your needs. Whether you’re purchasing a new home, refinancing for a better rate or seeking additional funds for an approved purpose, we’ve got you covered.
Home Loans vs. Residential Investment Loans
Why Choose CVG Finance for Your Home or Investment Loan?
Access to Top Lenders
We compare multiple lenders to find the best rate.
Competitive Rates & Loan Structures
Get a loan that fits your financial goals.
Fast Approvals
Quick turnaround times to help you secure your property.
Expert Guidance
Support from experienced finance specialists.
Simple & Hassle-Free Loan Process
1
Consultation
2
Loan Matching
3
Approval Process
4
Loan Settlement
Secure your funds and finalise the deal.
Frequently Asked Questions
What’s the difference between a home and investment loan?
Home loans are generally for a principal place of residence, while investment loans are for a residential investment property. Home loans typically have lower interest rates than residential investment loans. However, with access to a large pool of lenders, CVG Finance can help you find the best value option for your needs. Whether you’re purchasing a new home, refinancing for a better rate or seeking additional funds for an approved purpose, we’ve got you covered.
What’s the difference between a fixed rate loan and a variable rate loan?
A variable rate loan typically offers greater flexibility compared to a fixed rate loan. However, fixed rate loans provide the certainty of knowing your repayments won’t increase during the fixed term. Keep in mind that extra repayments are often limited—or not allowed at all—during the fixed rate period, and paying off the loan early may result in economic costs. Additionally, features like redraw or 100% offset may not be available with fixed rate loans. At CVG Finance, we can help structure a loan that best suits your borrowing needs.
What is 100% offset?
A 100% offset account is usually only offered by some lenders on variable rate loans. It allows funds held in a linked transaction account to be fully offset against the loan balance on a daily basis, reducing the amount of interest charged each month.
At CVG Finance, we can help tailor a loan structure that aligns with your financial goals and borrowing needs.