Property Development Loans for Your Success
Property Development Loans for Your Vision
Build your vision with tailored property development loans, ideal for constructing commercial properties or residential units for resale. With the option to capitalise interest costs, success starts in the planning stage. Let our expertise guide you in planning and funding your next successful development.
Is a Property Development Loan Right for You?
Fund Your Next Project
Secure financing to purchase land or develop residential, commercial or mixed-use properties.
Cover Construction Costs
Manage expenses for building, renovations or large-scale refurbishments.
Enhance Cash Flow
Access capital to keep your project on track, covering labor, materials and unforeseen costs.
Maximise Investment Potential
Leverage funding to optimise your development and achieve higher returns.
Why Businesses Trust CVG Finance
We match you with the best lenders.
Quick approvals and minimal paperwork.
Over 70 years of industry experience.
Got Questions? We’ve Got Answers!
How much can I borrow for a property development?
Ratios vary for development loans depending on the type of development.
Key ratios to remember are generally:
- The Land borrow up to 70% of the DA Approved Value
- Loan to Cost borrow up to 80% of the Total Development Costs
- Loan to Value borrow up to 65% of the Value on Completion
The loan amount will usually be the lesser of those ratios. Higher ratios may achievable at increased overall loan cost.
Contact us to discuss your scenario in more detail.
Do I need to pay interest as I go on a development loan?
Generally, interest and loan establishment costs will usually be included in the Development Costs Funded by the lenders. This is called interest capitisation.
Contact us to discuss in more detail.
Do I need presales on my development to obtain funding?
No. You can obtain funding for a development without the need to have any presales of the proposed development.
Contact us to discuss in more detail.
Do I need experience to start in property development?
The short answer is no. The long answer is it does help, however with the right team around you we can assist with starting you on your journey into property development.
Contact us to see how we can assist you.
Blogs
Capital growth is returning to commercial property
For the first time in years, parts of the commercial property market are showing real signs of capital growth –