Despite affordability challenges, home ownership remains firmly on the agenda for most younger Australians.
A new survey from Agile Market Intelligence found 79% of Australians aged 18–34 plan to buy a home at some point.
And for a significant number, that goal isn’t far off: 19% intend to purchase within the next 12 months.
A plan beats a wish
Wanting to buy and being ready to buy are two different things.
For prospective first home buyers, getting prepared early can mean understanding:
- How much you may be able to borrow.
- What deposit you’ll realistically need.
- Which upfront purchasing costs to budget for.
- Whether you may qualify for first home buyer schemes or concessions.
Even if buying is still months away, knowing these numbers can turn a broad goal into a practical savings target.
It can also help avoid looking at properties that are outside your budget – or overlooking homes you could comfortably afford.
If buying your first home is on your radar, reach out to see what you could afford and what you’ll need to get there.


